Real estate appraisal services for homeowners in the city of Alvord and Wise County
Check out the top seven reasons Texas homeowners need Clark Appraisal Services:
At Clark Appraisal Services, we understand the individual needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Clark Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Challenging Wise County's assessment of your propertyLet's say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Clark Appraisal Services is your perfect weapon when contesting your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping people just like you dismiss unneeded and unwanted PMI insurance.
HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Clark Appraisal Services can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Clark Appraisal Services can help you with that. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.